When considering what happens to 401k when you die, it's crucial to understand that the funds typically transfer to the designated beneficiary. If no beneficiary is specified, the account may become part of your estate, causing potential delays in distribution. Beneficiaries generally have several options, including withdrawing the funds or rolling them into another retirement account... https://www.federalpensionadvisors.com/post/what-happens-to-401k-when-you-die